Achieving the retirement you’ve always dreamed of often requires careful planning. While the do-it-yourself approach may be difficult to shake, consider the benefits of seeking professional advice. A financial advisor can provide the guidance you need to navigate both the joys and complexities of retirement.

Joel Johnson, CFP® joins Better Money Boston with WCVB Channel 5 to explain the importance of consulting with a financial planner to ensure you’re on the right path forward.

Seeking Professional Guidance

Whether you’re five years away from retirement or already retired, it’s critical to sit down with a financial professional for guidance. Retirement planning involves a wide range of factors that can be challenging to manage alone, such as investment strategies, Social Security claiming decisions, estate planning, healthcare costs, and tax planning.

One of the main concerns we often hear from people is being taken advantage of when seeking financial guidance. Given the personal nature of retirement planning, meeting with the right advisor is key – someone who can remove fear from your financial future and instill confidence in the decisions you make.

Choosing the Right Advisor

Just as doctors have different specialties, so do professionals in the financial industry. You want to choose an advisor who understands your needs and aspirations. At Johnson Brunetti, we specialize in helping individuals and families who are about five years from retirement, or in the early years of retired life, plan for financial independence.

Our services are tailored specifically to pre-retirees and retirees, which is why we don’t focus on younger generations who are still building and growing their wealth. By concentrating on this specific phase of life, our financial advisors have developed a deep understanding of how to help clients prepare for all aspects of their retirement.

Building a Customized Plan

Every person – and every retirement – is unique. That’s why your financial plan shouldn’t be one-size-fits-all. At Johnson Brunetti, we believe in taking a holistic approach to retirement planning. Our customized plans consider everything from your family situation and desired lifestyle to your financial standing and risk tolerance. A personalized financial strategy puts you in control of achieving your retirement goals.