If you’re in or nearing your sixth decade of life, you undoubtedly want to use your savings to generate a stable dependable stream of future income and hold onto your principal. Asset growth may still be important, but this objective usually takes a back seat to income generation and wealth preservation.
In our opinion, managing investments for retirement income should be based on a holistic view of your personal finances. We’ll help you determine the return you’ll need on your investments and set performance targets in the context of Social Security benefits and any corporate pension income you might receive. You’ll learn how much investment risk you’ll be taking and make sure it falls within your comfort zone. If you’re a conservator investor, as most pre-retirees and retirees are, we’ll help you limit your exposure to market volatility and prioritize investments that offer guarantees or limit the loss of principal. These strategies can add longevity to your investment portfolio so it can produce income for the rest of your life. The last thing you want is to be worried about running out of money instead of enjoying retirement.
You may be more aggressively invested right now than you realize. Many of the people we meet for the first time have investments that are misaligned with their risk tolerance. The remedy is usually pretty straightforward. Simple changes can result in fewer fluctuations in performance and produce more consistent, reliable returns.
By talking with us, new clients may discover their finances are in better shape than they expected. They’re delighted to find that they are on a good path for retirement and sometimes they have saved enough for retirement to be able to rely entirely – or almost entirely– on risk-free investments with guaranteed returns for income. It’s welcome news for good savers.
We understand you have worked hard for your money. We strive for measured yet steady performance. You won’t find us investing your money in the latest hot stock or investment fad. We’re fans of traditional asset classes with proven track records.
All investors want to have confidence in the people who manage their money. Our advisors have a fiduciary duty to make recommendations that are in your best interest. They’ll win your trust with their knowledge and professionalism, as well as their sincere interest in your financial security.
Our Philosophy & Approach to Investment Management for Retirement Income & Savings
There are plenty of firms that manage money, but very few have our depth of experience in managing money for the purpose of generating tax-efficient retirement income.
“We always felt our financial needs were in very capable hands. Alex Angst is great to work with. Our advisor always made us feel he had our best interests at heart and explained things so we could understand them.”
“We’ve been clients of Johnson-Brunetti for > 10 years. We’re enjoying a comfortable retirement as a result. Many thanks to Joel and our CFP, Eric Hogarth. I wish we had plugged into this decade approach back when we were in our 30s.”
“Working with Johnson Brunetti has had a positive impact on my life by providing me with the knowledge, confidence, and peace of mind to move forward with my retirement plans. The process of getting to this point, through their guidance, has been informative and pleasurable.”
“I view your company as one that puts my interests first. I think that is very uncommon and very refreshing. “
“Matt does an awesome job! So easy to understand and he listens to our concerns and addresses them! happy I chose your firm!”
“I have been pleased with the help and service I have received from the company. I have met several team members on Eric’s team and have found all of them very well prepared to meet with me when reviewing my portfolio. I always feel that I am an important customer and appreciate that very much. I hope the firm continues to focus on the customer and maintains its great service. I think you do a great job for someone like me!!!! I’m happy I chose your firm!”
Investment Advisory Services offered through JB Capital, LLC.
Insurance Products offered through JN Financial, LLC.
Atlanta • Boston • Hartford | Tel: 800-208-7233
JB Capital LLC is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. Information presented is for educational purposes only and is not intended as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
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