If you’re in or nearing your sixth decade of life, you undoubtedly want to use your savings to generate a stable dependable stream of future income and hold onto your principal. Asset growth may still be important, but this objective usually takes a back seat to income generation and wealth preservation.

In our opinion, managing investments for retirement income should be based on a holistic view of your  personal finances. We’ll help you determine the return you’ll need on your investments and set performance targets in the context of Social Security benefits and any corporate pension income you might receive. You’ll learn how much investment risk you’ll be taking and make sure it falls within your comfort zone. If you’re a conservative investor, as most pre-retirees and retirees are, we’ll help you limit your exposure to market volatility and prioritize investments that offer guarantees or limit the loss of principal. These strategies can add longevity to your investment portfolio so it can produce income for the rest of your life. The last thing you want is to be worried about running out of money instead of enjoying retirement.

You may be more aggressively invested right now than you realize. Many of the people we meet for the first time have investments that are misaligned with their risk tolerance.  The remedy is usually pretty straightforward. Simple changes can result in fewer fluctuations in performance and produce more consistent, reliable returns.

By talking with us, new clients may discover their finances are in better shape than they expected. They’re delighted to find that they are on a good path for retirement and sometimes they have saved enough for retirement to be able to rely entirely – or almost entirely– on low-risk investments. It’s welcome news for good savers.

We understand you have worked hard for your money. We strive for measured yet steady performance. You won’t find us investing your money in the latest hot stock or investment fad. We’re fans of traditional asset classes with proven track records.

All investors want to have confidence in the people who manage their money. Our advisors have a fiduciary duty to make recommendations that are in your best interest. They’ll win your trust with their knowledge and professionalism, as well as their sincere interest in your financial security.