Working with a Financial Advisor
You wouldn’t let just anyone manage your money or guide you through one of life’s most pivotal milestones. Knowing who to trust with your retirement can make all the difference. With so much on your shoulders, you deserve a steady hand to help you navigate the road ahead.
In this week’s Better Money Boston with WCVB Channel 5, Nicholas J. Colantuono, CFP® explains how a financial advisor can provide clarity and confidence on the journey to and through retirement.
Creating a Personalized Plan
Every person’s retirement story is different, so every retirement plan should be tailored to their unique financial situation. A personalized plan allows for custom strategies that align with your risk tolerance, retirement goals, and other specific needs.
When crafting your plan, one way to ensure your financial wellbeing remains at the forefront is to work with a financial professional who is a fiduciary — someone with a legal obligation to act in their clients’ best interests.
Instilling Confidence in Your Decisions
Making financial decisions on your own can be overwhelming, often leading to doubt and confusion about the right path forward. After all, retirement is a major turning point, involving a wide range of important choices around Social Security, taxes, investment planning, and more.
Many of these decisions can have unintended consequences if not handled carefully. Working with a financial advisor can help instill confidence in your decision-making process, providing guidance and clarity as you navigate this next chapter.
Providing Peace of Mind During Major Life Changes
One constant in life is change, and that’s especially true when transitioning into retirement. You’re moving from a life of working, earning, and saving to figuring out how to generate income from what you’ve built. Along with major life events like marriages, divorces, births, and job changes, important factors such as taxes, healthcare, and estate planning become key considerations.
There’s a lot to think about with all the what-ifs on the road ahead. That’s where an advisor steps in, helping you build a plan designed to withstand these changes. You can have peace of mind knowing your plan can adapt as your life evolves.
Information presented here is considered current as of the created date. Over time, some information presented may become stale. We recommend you consult with your Financial Professional before making any changes based on information contained here.
Johnson Brunetti is a marketing name for the businesses of JB Capital and JN Financial.
Investment Advisory Services offered through JB Capital, LLC. Insurance Products offered through JN Financial, LLC.
The guarantees provided by any type of insurance contract are based on the claims-paying ability of the insurance company.
Related Resources
-
Podcast Episode 423: What Kind of Insurance Do I Need in Retirement?
Prefer to watch? Click here to watch and listen on YouTube. Insurance is about preparing for the unexpected — whether it’s an accident, illness, natural disaster, or other costly event. Ultimat… -
What Should I Do If I Win the Lottery?
Winning the lottery, never working again, and having all your hopes and desires come true — for most people, that’s only a dream. But in the happenstance that you do hit the jackpot, what should y… -
4-Point Retirement Income Planning Checklist
Income is everything in retirement, and that realization can feel overwhelming. Even if you feel prepared, it’s still important to ensure you’re getting the most out of your money. By taking small… -
Podcast Episode 422: Traditional vs Roth IRA: Which Is Right for You?
Prefer to watch? Click here to watch and listen on YouTube. At first glance, it may seem like you must choose one or the other: a traditional IRA or a Roth IRA. But the answer is often a combin… -
Who Should Consider a Roth Conversion?
Converting pre-tax funds into a Roth account can potentially reduce your tax burden in retirement. Roth IRAs offer unique benefits that differ from traditional tax-deferred accounts. While you … -
Healthcare in Retirement: Frequently Asked Questions
As you get closer to your retirement years, healthcare becomes a more pressing financial concern. How will you pay for coverage no longer provided by your employer? Which health insurance plan bes… -
What Are Essential Financial Steps for the Last Quarter?
If you can believe it, we’re entering the last quarter of the year. Time sure did fly by, but before 2025 officially ends, there are still a few financial matters to address. In this week’s Mon… -
What Is the Best Age to Claim Social Security?
It can be hard not to play the comparison game when making major decisions in retirement. One of which is when to collect Social Security benefits. Your friend may have claimed early at age 62, bu… -
3 Habits of Successful Retirees
We’re creatures of habit, and our financial behaviors are no exception. Specifically in retirement, your financial decisions can either hold you back or help you achieve long-term success. So, whi… -
Answers to Your Most Common Retirement Questions
Every decision you make in retirement carries weight. The choices you make in the years leading up to and just after you retire can shape the rest of your life. The real question is: will you outl…
-
Laura H.Laura H. is a client of Johnson Brunetti and received no compensation for their statement.
“Your corporate values and mission have stayed constant which we’d say is the primary reason we are so satisfied. We believe that mission should never change.”
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
-
John L.John L. is a client of Johnson Brunetti and received no compensation for his statement.
“We are extremely please with J&B. Referring back to our one word, Family, we trust your firm, advisors, and services as we would a member of the Family. Thank you for everything!”
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
-
Joe D.Joe D. is a client of Johnson Brunetti and received no compensation for his statement.
“Your model is working well, continue to keep your focus on your clients. The podcasts are an effective way of communicating information and real life stories. Your business is supporting your clients’ many different real life stories.”
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
-
Jackie L.Jackie L. is a client of Johnson Brunetti and received no compensation for her statement.
“I love how everyone in the company makes us feel. Like we are one big happy family. I wouldn’t change anything! “
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
-
Christine Q.Christine Q. is a client of Johnson Brunetti and received no compensation for her statement.
“Your services are exemplary and greatly appreciated by my husband and myself to live out our retirement years feeling safe and secure. Thank you!”
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
-
Barbara S.Barbara S. is a client of Johnson Brunetti and received no compensation for her statement.
“We are very happy with Johnson Brunetti. It has really taken a load off our shoulders. Thank you.”
Testimonials received in response to Johnson Brunetti survey conducted in 2024. Please click here for a description of the survey and the overall results.
